For Discretionary Mutual Funds (DMFs)

Underwriting Health Diagnostic

Assessing portfolio strength, appetite alignment and authority clarity.

• Tailored portfolio review covering authority, broker mix & pricing integrity

• Designed for board, capacity or start-up confidence

• Delivers actionable insights, portfolio maps and stakeholder-ready summaries

​​

Delegated Authority & Governance

Building accountability, transparency and confidence in authority structures.

• Design & document delegated authority frameworks for boards, brokers & underwriters

• Build underwriting manuals, bordereaux design & audit-ready documentation

• Diagnose authority use & escalation across people, process & platform

​​

Audit & Compliance Readiness

Demonstrating governance discipline and audit assurance.

• Conduct pre-audit underwriting file reviews & governance health checks

• Assess documentation, decision trails & exception management

• Prepare for licensing reviews, board scrutiny or reinsurer confidence

​​

Capability & Training Support

Building confident, consistent underwriting capability within mutuals.

• Deliver targeted underwriting training that reconnects judgment, data & governance

• Facilitate appetite and authority workshops for underwriters & management

• Build operational playbooks to guide decisions & reduce variation

• Map capability gaps & build training roadmaps across underwriting, pricing & product 

• Coach underwriting teams and boards on performance accountability and risk appetite alignment

​Training designed to turn governance frameworks into confident day-to-day underwriting practice.​

​

Strategic & Reinsurance Advisory

Aligning mutual strategy, resilience and reinsurer confidence.

• Reinsurance renewal clinics (1-day to 1-week support)

• Emerging risk frameworks for climate, cyber & regulatory shifts

• Support reinsurance data pack alignment & exposure commentary