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For Insurers

From appetite to audit - pragmatic support when portfolios are under pressure, ahead of renewal or when additional experience is needed.

I work with insurers when portfolios need stabilising, governance needs strengthening or teams are stretched.
Support is typically short-term, focused on practical outcomes and designed to bring clarity and confidence at critical moments.

KEY SERVICES

Portfolio Strategy & Optimisation

Used when underwriting intent and portfolio performance need to realign.

  • Clarify risk appetite & align it with underwriting execution

  • Conduct portfolio reviews to uncover margin drag or growth friction

  • Run Executive Portfolio Reviews & Underwriting Exit Advisory

  • Assess product-market fit & appetite gaps across lines

Reinsurance & Renewal Support

Providing clarity, confidence and control ahead of renewal.

  • Structure treaty & layer strategies with loss & exposure insights

  • Prepare renewal messaging, reinsurer Q&A & data packs

  • Analyse CAT exposure (EQ, cyclone, BI) & accumulation stress points

  • Provide post-catastrophe reinsurer engagement & recovery support

Governance & Compliance

Strengthening governance, authority and accountability when consistency and control need to be reinforced.

  • Run underwriting governance diagnostics & authority health checks

  • Support underwriting audit readiness, exception testing & documentation reviews

  • Map underwriting capability gaps & provide build-out roadmaps

Underwriting Support & Change

Building capability, confidence and consistency across underwriting teams. Supporting teams when capacity is stretched or alignment needs to be re-established

  • Deliver tailored underwriting training that reconnects judgment, data and governance

  • Provide interim technical underwriting leadership or design team structures and workflows

  • Redesign underwriting processes and referral frameworks to align with appetite

  • Embed claims, pricing and portfolio insights into performance feedback loops

  • Coach underwriters and managers on appetite, authority and disciplined decision-making

Training designed to strengthen underwriting judgment and keep portfolio performance aligned long after the workshop ends.

Product & Pricing Advisory

Used when products and pricing need to align with portfolio performance and market conditions. 

  • Review pricing structures & deductible tiers for alignment

  • Simplify or modernise legacy wordings & reduce claims friction

  • Benchmark products for relevance, positioning & profitability

© 2026 Storm Strategy PTY Ltd.

ACN 697 383 627

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